FinLAB Financial Literacy And Beyond
hands on learning - real life financial skills
DIFFERENT FROM SEMINARS WHICH TEACH GENERAL PRINCIPLES--WE
WORK DIRECTLY WITH YOUR NUMBERS and YOUR AREAS of WEALTH
TO EMPOWER YOU IN YOUR OWN LIFE!
BEYOND FINANCIAL LITERACY -- FINANCIAL EMPOWERMENT
The Demographics 
| COLLEGE EDITION Lab Skill Series | INDIVIDUAL/ FAMILY EDITION Lab Skill Series | BUSINESS EDITION Lab Skill Series |
The Learning EXPERIENCE  It's about YOU! | FinLAB SKILLS for the College Student It is more than financial literacy -- its developing sustainable spending habits, learning how to provide for the future, and discovering how money can be a tool to serve you in acheiving a wealth-filled life. This is a Forward-Looking program geared toward the needs and concerns of young adults who are about to embark on their journey towards financial independence. Not only does this program e ducate college students on the basics of financial literacy so that they may enter the “real world” with a more sophisticated level of understanding of personal finances, it is the only program that teaches college students how to “train money” to serve their values, and lead a “wealth filled” instead of a “money-driven” life. Give your students the tools they need and give them the opportunity to develop responsible patterns so they may “own their financial future!”
| The Original Lab Skill Series FinLAB SKILLS for the recently graduated individual OR for individuals at any stage in their life wanting to finally stand in financial reality These two program variations are great for a) the person entering the "real world" after college who needs the skills to be confident and successful in their financial decisions ["THE NEXT STEP: Developing Money Habits for Life"] and b) the family who has had their fair share of experience and needs a new look at their relationship with money and how its serving the interests and values in their life ["Making Money Work for You"] These programs, while educating its participants on all the "need-to-knows" of personal finance, goes beyond the basics of financial literacy. The wealth skills and lab exercises within this program concentrate on general financial concepts and empowerment around family living. It is about making good financial decisions in your home, health and community. Find out what is important and allocate resources to the areas that matter most! | FinLAB SKILLS for the the individual inside an organization or company DOL guidelines to help companies and pension plan providers hire independently trained professionals trained to not only meet financial literacy guidelines, but bring additional value to the employee. This is a program that increases employee prductivity by lessening downtime due to financial problems builds employee's loyalty to the company(your employees know you care beyond required educational requirements) helps prepare employees for eventual retirement (on terms beneficial to both employee and company)
This program helps people become involved in their own financial decisions (reducing the personal liability regarding fudiciary duty for corporate boards and CEO's) and is aimed at reducing stress caused by worries about money. With people worrying about their finances being the number 1 cause of increased corporate medical and absenteeism expenses, this program is a smart choice! |
Access Options ~~~~~~ LIVE and/or ON-LINE | Choice of ONLINE or LIVE presentations thru website listed above (Live labs are run by certified FinLAB instructors ) | Choice of ONLINE or LIVE presentations in communities or live website meeting -- all informaiton accessed thru websites above (Live Labs are run by Certified Financial Coaches and FinLAB instructors in your local communities) | HR department setting up initial meetings with FinLAB instructors. Employees then choose either ONLINE instruction and exercises or choice or working LIVE with coach to move forward. |
The Instructors    
PEOPLE LIKE YOU! | Instructors are college students who are specially trained at colleges and universities to work with their peers on these exercises. They have gone through the program and can better assist their peers in learning financial literacy and responsibility, and the many ways in which money can serve you. | Certified Financial Coaches who have been specially trained in these and other financial sustainability tools - PLUS - FinLAB instructors are people from all walks of life who have taken training to become instructors. They receive the first two modules of the CERTIFIED FINANCIAL COACH training which gives them the ability to teach this class. ALSO, Graduates who worked as instructors for their peers at the collegiate level and have taken their training to the next level to use the materials in the "THE NEXT STEP: Developing Money Habits for Life" transition pack and the "Making Money Work for You" Family Edition. | Certified Financial Coaches who have been specially trained in these and other financial sustainability tools . - PLUS - FinLAB instructors who are individuals from all walks of life who have taken training to become the BUSINESS instructors. They receive the first two modules of the CERTIFIED FINANCIAL COACH training which gives them the ability to teach this class - PLUS - a specialized class in presenting in the corporate environment. These people can go to the next level in becoming Certified FInancial Coaches if they wish since the first two training sessions give them 15 credit hours toward the 60 hour coursework requirement for the CFC-I license |
| COMING DECEMBER 2012 ç Click on picture links to be taken to appropriate pages è
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COLLEGE EDITION Offered ONLINE or LIVE | INDIVIDUAL & FAMILY EDITIONS Offered ONLINE or LIVE | BUSINESS EDITION Offered ONLINE or LIVE |
"First Steps Toward Financial Independence" LEVEL 1: On-line mini sessions for each financial literacy module that are designed to give students the incentive to become wise users of credit, good at budgeting, and experts in debt. It also helps them becomesophisticated in their knowledge of how to use money in a way that brings value to their life. | (1) "THE NEXT STEP: Developing Money Habits for Life" LEVEL 1: Basics for the person just leaving college -- starts with new exercises to enhance large purchase decisionmaking. Home ownership analysis programs, advanced credit understanding, real life issues the typical individuals doesn't learn until it is too late. A great base for any graduate! -------------------------------------- (2) "Making Money Work for You" LEVEL 1: Basics for the person or family who has had their fair share of life experience. This program helps such individuals transform their relationship with money and wealth and help them to see how its serving the interests and values. It includes new exercises to assist individuals in reassessing spending habits and allocating resources to areas that truly matter and gives tips on how to provide for the future and find real satisfaction in their lives. | "Providing for your Financial Future: Your Company and You" LEVEL 1: Basics for the person new to a workplace or the ins and outs of retirement planning. The base financial literacy materials all employees should know AND BEYOND! |
| LEVEL 2: Includes above PLUS Exercises accessed online and LIVE virtual sessions which enhance each student's understanding of wealth and take their conceptual comprhension of financial literacy to a whole new level. Concentration on REAL WORLD skills and a transformational experience regarding use of money to serve their life now and plan future use of money for a continued wealth filled life. *Live FinLAB meetings held with student FinLAB instructors on campus | (Same for both Individual & Family Editions) LEVEL 2: FinLAB program to help the individual and family become grounded in an understanding of financial literacy skills PLUS access to programs that enhance their conceptual understanding of money and wealth. Includes exercises that help the participant recognize the wealth already in their life and build on it. | LEVEL 2: FinLAB SKILLS for the the individual inside an organization or company who wants to know where they stand. Written to DOL Financial Literacy guideline standards but adds much more. Helps corporate officers and pension plan providers with the outside independent financial training program they need. All instructors are independent of potential conflict -- i.e. coming in to sell future financial products or services they provide. The FinLAB program helps employees become financially empowered. It also motivates employees to get involved in their own retirement decisionmaking.. This reduces potential personal liability claims for corporate boards and company officers (i.e. CEO and plan committee members) who might assume fiduciary responsibility if employees are not in an independently making retirement plan decisions. This training enhances loyalty to the company and reduces the stress -- the greatest cause of rising medical insurance costs and employee absenteeism |
LEVEL 3A: Includes all above PLUS Access to a Certified Financial Coach with whom students will interact on a one-on-one basis (or in partnership with their parents, if they so chose such an agreement) Students will also recieve a gift certificate towards the individual or family edition lab series upon graduation LEVEL 3B: Includes all above PLUS inclusion in the FinLAB program INSTRUCTOR program which allows student to learn the skills associated with becoming a FinLAB instructor (they may or may not want to use the skills as an instructor but will have this advanced level of skills training). | (Same for both Individual & Family Editions) LEVEL 3A: Includes all above PLUS Access to a Certified Financial Coach This level includes coaching packages chosen by the individual with specific, measureable actions and goals to help you become even more comfortable with your financial and life situations--A partnership in discovering your wealth! LEVEL 3B: Includes all above PLUS inclusion in the FinLAB instructor program which allows a person to learn the skills associated with becoming a FinLAB instructor (they may not want to use the skills but will have them) | LEVEL 3: FinLAB SKILLS for the the individual inside an organization or company who wants to go to the next level with the help of a Certified Financial Coach. This program is a great benefit for highly compensated employees or as a bonus for the employee who deserves a personal coach to move to the next step in their career. |